Guiding You Through Mortgage Management in Retirement
We assist Canadian home owners in accessing the wealth they’ve accumulated in their homes in a secure and responsible manner.
How It Works
1
Check Eligibility
Find out how much of your home equity you can unlock.
2
Choose Your Plan
Compare Canada’s top reverse mortgage options.
3
Access Your Funds
Receive tax-free cash and enjoy retirement on your terms.
How It Works
Access Up to 55% of Your Home’s Value
Enjoy more flexibility in retirement with tax-free funds.
Keep Full Ownership of Your Home
You stay in control — your name remains on the title.
No Monthly Payments Required
Repay only when you sell, move out, or through your estate.
Flexible Options
Choose lump sum, installments, or a line of credit to match your needs.
Why Choose Us
Our mission is to Help clients access funds with transparent reverse mortgage solutions while staying in the homes they love.
Transparent & Honest Guidance
Clear comparisons of lenders, no hidden fees.
- Transparent comparisons of lenders
- Full disclosure of any conflicts of interest
- Detailed breakdown of rates and terms
- Genuine financial evaluations
- Consistent and open communication
Client First Approach
Solutions tailored to your goals, not the banks.
- Focus on client needs
- Customized, impartial advice
- Building long-term client relationships
Specialized Expertise
We focus on reverse mortgages in Ontario, so you get expert advice.
- Commitment to ethical standards
- In-depth mortgage expertise
- Established relationships with lenders
- Proven track record of successful approvals
- Adherence to regulatory guidelines
Take a Step Towards a Smooth and Stress-Free Retirement
Retirement should be everything you’ve dreamed of—and more. How do you plan to spend it? Let your home equity help you make your dreams a reality.
The most robust borrower protections
Flexible payment schedule.
Choose to make monthly interest payments or pause them as needed, depending on your financial situation.
Unlock up to 55% of your home's value.
Receive tax-free cash that you can use to achieve your retirement goals or meet your other financial commitments, whatever they may be.
Maintain complete ownership of your home
Experience a comfortable retirement while staying in your home without the need to sell or move.
Commonly asked questions
A reverse mortgage allows homeowners (typically age 55+) to convert a portion of their home equity into cash without needing to make monthly principal repayments. Unlike a traditional mortgage, the loan is repaid when the home is sold or the borrower permanently moves out, dies, or refinances.
Eligibility generally requires you to be a minimum age (for example, 55 or older), own your home (or a large portion of it), live in the home as your primary residence, and meet certain credit and property value criteria. (Eligibility criteria may vary by lender.)
The amount you can get depends on your age, the appraised value of your home, current interest rates, and the lender’s maximum percentage of your home’s value. In some cases, you may access up to ~55% (depending on conditions), but actual amounts will vary.
Costs can include origination fees, appraisal fees, legal fees, and interest charges (which accrue over time). Unlike a traditional mortgage, interest is often compounded and added to the loan balance. It’s important to understand all fees and how interest accrual works.
Ready to unlock your home’s value? Let’s find the best reverse mortgage option for you.
Client Say
lets get started with the process
Prefer to email? faranchaudry@hotmail.com
“I trust Dustin and faran with all of my clients as they do an amazing job”.